Understanding Your Bankruptcy Options
Bankruptcy is a legal process designed to help individuals and businesses regain control of their finances when debt becomes unmanageable. Whether you’re facing wage garnishment, foreclosure, creditor harassment, or mounting bills, bankruptcy may offer the protection and fresh start you need. Our firm guides clients through every step of the process, ensuring you understand your rights and the best path toward financial stability.
We assist clients with Chapter 7, Chapter 13, and business bankruptcy filings, helping you determine which option fits your situation. From preparing documentation to representing you in court, our attorneys work to stop creditor actions, protect your assets, and create a long‑term plan for rebuilding your financial future
Services
Bankruptcy
Protecting your assets and giving you a path to financial recovery.
We help individuals and businesses regain control when debt becomes overwhelming. Whether you’re facing creditor harassment, wage garnishment, foreclosure, or mounting bills, we guide you through every step of the bankruptcy process.
• Chapter 7 liquidation
• Chapter 13 repayment plans
• Business bankruptcy & restructuring
• Emergency bankruptcy filings
• Foreclosure defense & asset protection
Attorneys in Charge
Derek Hopson Jr.
Sr. Attorney
Dewayne Hopson Jr. is a dedicated and highly capable attorney whose commitment to his clients is evident in every case he handles. He represents individuals who have been seriously injured due to negligence, unsafe conditions, or corporate misconduct, and he approaches each matter with the determination to secure meaningful justice and maximum compensation. Whether advocating for a single client or navigating complex, multi-party litigation, Mr. Hopson brings a steady, client‑focused approach grounded in preparation, integrity, and tenacity.
Before becoming an attorney, Mr. Hopson spent years assisting on personal injury cases, gaining firsthand experience with the challenges injured clients face and the strategies required to overcome them. Now, as lead counsel, he is proud to stand on the front line—guiding clients through difficult circumstances and fighting to protect their rights. His practice is rooted in the belief that every client deserves strong advocacy, clear communication, and a lawyer who will not back down in the pursuit of justice.
FAQ
How long does bankruptcy take?
Chapter 7 typically takes 3–6 months; Chapter 13 lasts 3–5 years.
Will bankruptcy stop creditor calls?
Yes. Filing triggers an automatic stay that immediately stops collection efforts
Do I lose everything if I file for bankruptcy?
No. Many assets are protected under federal and state exemption laws.
Relief, protection, and a path forward when debt becomes overwhelming.